Term Life Insurance

What is Term Life?

A form of temporary life insurance, term life insurance features lower guaranteed premiums and tax free benefit for your beneficiaries if you were to lose your life. 



Term Life insurance is purchased using two factors:


The "term" of the policy  such as

 10 year, 20 year or 30 year term.


The "face amount" of coverage you'd like to purchase 

$100,000, $200,000 $500,000 etc...


You pay annual premiums for this insurance and the cost remains the same over the life of the policy. 



Reasons to Buy Term Life


  • Affordable protection for the term of the policy

  • Payments that stay the same each year

  • You wish to use other investments to gain capital but still want to protect your family against premature death

  • The ability to convert to whole life after your term expires