What is Disability Insurance
Disability insurance helps replace a major portion of your income when you are sick or injured and unable to work. Some people think of it as "Income Protection."
Your greatest asset is your ability to show up to work and earn an income. Your income pays for your bills, your lifestyle, and even your future. Your income drives your entire financial livelihood and without it, what would you do? Disability Insurance helps replace your income during times of injury or illness that prevent you from being able to work. But not all disability insurance is created equally, in fact, disability insurance can be VERY complex and difficult to compare between companies.
Reasons to Buy Disability Insurance
1 in 4 people entering the workforce will experience a disabling injury or illness for longer than 90 days before age 65.1.
Protection for your paycheck, which goes towards your groceries, mortgage, car payment etc...
Payments that stay the same each year
The ability to protect more of your paycheck without medical underwriting when you begin to make more money
Peace of mind knowing that if you can't work your family will be financially protected until you can work again.
In addition we work with all the A+ rated insurance carriers to make sure your disability contract is the most comprehensive.