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Individual & Family  Health Insurance

What Is Health Insurance?


Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The "insured" is the owner of the health insurance policy; the person with the health insurance coverage.


We work with the best insurers such as BC/BS, Humana, United Healthcare & AETNA. We are also federally licensed to sell products on the Health Insurance Marketplace that went live in October 2013. 


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